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Best for foreign

Best card for foreign: Capital One Smart Rewards Mastercard

Earns $250 on $5,000 of foreign spend.

K1

Full ranking

Foreign earnings across 255 cards

#CardRate¢/ptEarnedNotes
01Capital One Smart Rewards Mastercard5×1¢$250base 5× − 0% FX
02PC Money Account5×1¢$250base 5× − 0% FX
03More Rewards RBC Visa Infinite4×1¢$200base 4× − 0% FX
04More Rewards RBC Visa3×1¢$150base 3× − 0% FX
05American Express Aeroplan Reserve Card1.25×1.8¢$113base 1.25× − 0% FX
06CIBC Aeroplan Visa Infinite Privilege Card1.25×1.8¢$113base 1.25× − 0% FX
07TDAeroplan Visa Infinite Privilege Card1.25×1.8¢$113base 1.25× − 0% FX
08American Express Aeroplan Business Reserve Card1.25×1.8¢$113base 1.25× − 0% FX
09SimplyCash Preferred Card from American Express2×1¢$100base 2× − 0% FX
10Marriott Bonvoy American Express Card2×1¢$100base 2× − 0% FX
11Marriott Bonvoy Business American Express Card2×1¢$100base 2× − 0% FX
12Neo World Elite Mastercard - Everywhere2×1¢$100base 2× − 0% FX
13Wealthsimple Visa Infinite+2×1¢$100base 2× − 0% FX
14Wealthsimple Visa Infinite Privilege2×1¢$100base 2× − 0% FX
15Scotiabank American Express Platinum Card2×1¢$100base 2× − 0% FX
16ATB World Elite Mastercard2×1¢$100base 2× − 0% FX
17Servus World Elite Mastercard2×1¢$100base 2× − 0% FX
18The Business Platinum Card from American Express1.25×1.5¢$94base 1.25× − 0% FX
19American Express Aeroplan Card1×1.8¢$90base 1× − 0% FX
20CIBC Aeroplan Visa Business Card1×1.8¢$90base 1× − 0% FX
21TD Aeroplan Visa Business Card1×1.8¢$90base 1× − 0% FX
22CIBC Aeroplan Visa Infinite Card1×1.8¢$90base 1× − 0% FX
23TDAeroplan Visa Infinite Card1×1.8¢$90base 1× − 0% FX
24Desjardins Odyssey Visa Infinite Privilege1.75×1¢$88base 1.75× − 0% FX
25The Platinum Card1×1.5¢$75base 1× − 0% FX
26American Express Gold Rewards Card1×1.5¢$75base 1× − 0% FX
27National Bank Platinum Mastercard Business Card1.5×1¢$75base 1.5× − 0% FX
28Scotiabank Passport Visa Infinite Business Card1.5×1¢$75base 1.5× − 0% FX
291st Choice Savings Visa Infinite Business Card1.5×1¢$75base 1.5× − 0% FX
30Canadian Tire Cash Advantage Mastercard1.5×1¢$75base 1.5× − 0% FX
31Meridian Visa Infinite Travel Rewards Card1.5×1¢$75base 1.5× − 0% FX
32WestJet RBC World Elite Mastercard for Business1.5×1¢$75base 1.5× − 0% FX
33Rogers Red World Legend Mastercard1.5×1¢$75base 1.5× − 0% FX
34WestJet RBC World Elite Mastercard1.5×1¢$75base 1.5× − 0% FX
35American Express Cobalt Card1×1.5¢$75base 1× − 0% FX
36American Express Business Gold Rewards Card1×1.5¢$75base 1× − 0% FX
37Rogers Red World Elite Mastercard1.5×1¢$75base 1.5× − 0% FX
38ATB Gold My Rewards Travel Mastercard1.5×1¢$75base 1.5× − 0% FX
39American Express Green Card1×1.5¢$75base 1× − 0% FX
40SimplyCash Card from American Express1.25×1¢$63base 1.25× − 0% FX
41RBC Avion Visa Infinite Business1.25×1¢$63base 1.25× − 0% FX
42Vancity enviro Visa Infinite Card1.25×1¢$63base 1.25× − 0% FX
43National Bank World Mastercard1.25×1¢$63base 1.25× − 0% FX
44RBC Avion Visa Infinite Privilege1.25×1¢$63base 1.25× − 0% FX
45CIBC Aventura Visa Infinite Privilege Card1.25×1¢$63base 1.25× − 0% FX
46CIBC Aeroplan Visa Card0.67×1.8¢$60base 0.67× − 0% FX
47CIBC Aeroplan Visa Card for students0.67×1.8¢$60base 0.67× − 0% FX
48TDAeroplan Visa Platinum Card0.67×1.8¢$60base 0.67× − 0% FX
49BMO Ascend World Elite Business Mastercard1.5×0.67¢$50base 1.5× − 0% FX
50Sample Credit Card1×1¢$50base 1× − 0% FX
51FlexitiCard1×1¢$50base 1× − 0% FX
52BMO Blue Rewards World Elite Mastercard1×1¢$50base 1× − 0% FX
53BMO CashBack World Elite Mastercard1×1¢$50base 1× − 0% FX
54CIBC bizline Visa Card for Small Business1×1¢$50base 1× − 0% FX
55CIBC Aventura Visa Card for Business1×1¢$50base 1× − 0% FX
56Visa Desjardins Business Card1×1¢$50base 1× − 0% FX
57National Bank Mastercard Business Card1×1¢$50base 1× − 0% FX
58Visa Desjardins US Business Card1×1¢$50base 1× − 0% FX
59RBC Visa Business Platinum Avion1×1¢$50base 1× − 0% FX
60RBC Visa Business Card1×1¢$50base 1× − 0% FX
61RBC Business Cash Back Mastercard1×1¢$50base 1× − 0% FX
62Scotia Momentum for Business VISA card1×1¢$50base 1× − 0% FX
63TD Business Travel Visa Card2×0.5¢$50base 2× − 0% FX
64MBNA True Line Gold Mastercard1×1¢$50base 1× − 0% FX
65MBNA Smart Cash World Mastercard1×1¢$50base 1× − 0% FX
66MBNA Rewards Platinum PlusMastercard (QC)1×1¢$50base 1× − 0% FX
67MBNA Smart Cash World Mastercard (QC)1×1¢$50base 1× − 0% FX
681st Choice Savings Cash Back World Elite Mastercard1×1¢$50base 1× − 0% FX
691st Choice Savings Low Rate Visa Business Card1×1¢$50base 1× − 0% FX
70Rogers Red World Elite Business Mastercard1×1¢$50base 1× − 0% FX
71Rogers Red World Mastercard1×1¢$50base 1× − 0% FX
72Neo World Elite Mastercard - Shop & Dine1×1¢$50base 1× − 0% FX
73Tangerine Rewards World Elite Mastercard1×1¢$50base 1× − 0% FX
74Neo World Mastercard - Everywhere1×1¢$50base 1× − 0% FX
75Capital One Aspire Cash Platinum Mastercard1×1¢$50base 1× − 0% FX
76Capital One Aspire Travel Platinum Mastercard1×1¢$50base 1× − 0% FX
77CIBC Costco Mastercard1×1¢$50base 1× − 0% FX
78CIBC Aventura Gold Visa Card1×1¢$50base 1× − 0% FX
79CIBC Dividend Platinum Visa Card1×1¢$50base 1× − 0% FX
80CIBC Aventura Visa Infinite Card1×1¢$50base 1× − 0% FX
81CIBC Dividend Visa Infinite Card1×1¢$50base 1× − 0% FX
82Meridian Visa Platinum Cash Back Card1×1¢$50base 1× − 0% FX
83Meridian Visa Platinum Travel Rewards Card1×1¢$50base 1× − 0% FX
84Neo Mastercard1×1¢$50base 1× − 0% FX
85Joker Prepaid Mastercard1×1¢$50base 1× − 0% FX
86RBC ION Visa1×1¢$50base 1× − 0% FX
87Air France KLM World Elite MasterCard1×1¢$50base 1× − 0% FX
88CIBC Aventura Gold Visa Card (QC)1×1¢$50base 1× − 0% FX
89CIBC Aventura Visa Infinite Card (QC)1×1¢$50base 1× − 0% FX
90CIBC Dividend Visa Infinite Card (QC)1×1¢$50base 1× − 0% FX
91Rogers Red Mastercard1×1¢$50base 1× − 0% FX
92Desjardins Flexi Visa1×1¢$50base 1× − 0% FX
93Alterna Cash Back Visa Infinite1×1¢$50base 1× − 0% FX
94Scotiabank Value Visa Card1×1¢$50base 1× − 0% FX
95National Bank Syncro Mastercard1×1¢$50base 1× − 0% FX
96CIBC Classic Visa Card for Students1×1¢$50base 1× − 0% FX
97National Bank MC1 Mastercard1×1¢$50base 1× − 0% FX
98RBC Visa Platinum1×1¢$50base 1× − 0% FX
99RBC U.S. Dollar Visa Gold1×1¢$50base 1× − 0% FX
100American Express Essential Credit Card1×1¢$50base 1× − 0% FX
101Scotiabank Scene+ Visa Card1×1¢$50base 1× − 0% FX
102Scotiabank US Dollar Visa Card1×1¢$50base 1× − 0% FX
103Walmart Rewards Mastercard1×1¢$50base 1× − 0% FX
104MBNA True LineMastercard1×1¢$50base 1× − 0% FX
105CIBC Classic Visa Card1×1¢$50base 1× − 0% FX
106Desjardins Odyssey World Elite Mastercard1×1¢$50base 1× − 0% FX
107MBNA Rewards Platinum PlusMastercard1×1¢$50base 1× − 0% FX
108MBNA Rewards World Elite Mastercard1×1¢$50base 1× − 0% FX
109National Bank World Elite Mastercard1×1¢$50base 1× − 0% FX
110PC Mastercard1×1¢$50base 1× − 0% FX
111PC World Elite Mastercard1×1¢$50base 1× − 0% FX
112PC World Mastercard1×1¢$50base 1× − 0% FX
113RBC British Airways Visa Infinite‡1×1¢$50base 1× − 0% FX
114RBC Cash Back Mastercard1×1¢$50base 1× − 0% FX
115RBC Avion Visa Infinite1×1¢$50base 1× − 0% FX
116Float Card1×1¢$50base 1× − 0% FX
117RBC Visa Platinum Avion1×1¢$50base 1× − 0% FX
118Neo Secured World Elite Mastercard1×1¢$50base 1× − 0% FX
119CIBC Costco World Mastercard1×1¢$50base 1× − 0% FX
120Scotiabank Passport Visa Infinite Privilege Card1×1¢$50base 1× − 0% FX
121BMO VIPorter World Elite Mastercard1×1¢$50base 1× − 0% FX
122CIBC Adapta Mastercard1×1¢$50base 1× − 0% FX
123Affinity World Elite Mastercard1×1¢$50base 1× − 0% FX
124moi RBC Visa‡1×1¢$50base 1× − 0% FX
125Scotia Home Hardware PRO Visa Business Card1×1¢$50base 1× − 0% FX
126Neo World Elite Mastercard - Gas & Grocery1×1¢$50base 1× − 0% FX
1271st Choice Savings World Mastercard1×1¢$50base 1× − 0% FX
1281st Choice Savings Classic Mastercard1×1¢$50base 1× − 0% FX
1291st Choice Savings Centra Visa Gold Card1×1¢$50base 1× − 0% FX
130WestJet RBC Mastercard1×1¢$50base 1× − 0% FX
131Scotiabank American Express Card1×1¢$50base 1× − 0% FX
132Scotiabank Gold American Express Card1×1¢$50base 1× − 0% FX
133Scotia Momentum Visa Card1×1¢$50base 1× − 0% FX
134Scotia Momentum Visa Infinite+ Card1×1¢$50base 1× − 0% FX
135TD First Class Travel Visa Infinite Card2×0.5¢$50base 2× − 0% FX
136TD Cash Back Visa Infinite Card1×1¢$50base 1× − 0% FX
137Home Trust Preferred Visa1×1¢$50base 1× − 0% FX
138RBC Cash Back Preferred World Elite Mastercard1×1¢$50base 1× − 0% FX
139MBNA Rewards World Elite Mastercard (QC)1×1¢$50base 1× − 0% FX
140Walmart Rewards World Mastercard1×1¢$50base 1× − 0% FX
141BMO Preferred Rate Mastercard1×1¢$50base 1× − 0% FX
142CIBC Select Visa Card1×1¢$50base 1× − 0% FX
143RBC RateAdvantage Visa1×1¢$50base 1× − 0% FX
144RBC Visa‡ Classic Low Rate Option1×1¢$50base 1× − 0% FX
145Scotiabank Scene+ Visa Card for Students1×1¢$50base 1× − 0% FX
146ATB Gold Cash Rewards Mastercard1×1¢$50base 1× − 0% FX
147ATB Preferred Fixed-Rate Mastercard1×1¢$50base 1× − 0% FX
148ATB Preferred Variable-Rate Mastercard1×1¢$50base 1× − 0% FX
149ATB Alberta Mastercard1×1¢$50base 1× − 0% FX
150ATB Alberta Secured Mastercard1×1¢$50base 1× − 0% FX
151Home Depot Project Loan Card1×1¢$50base 1× − 0% FX
152Desjardins Cash Back World Elite Mastercard1×1¢$50base 1× − 0% FX
153ManulifeMONEY+ Visa Infinite1×1¢$50base 1× − 0% FX
154Wealthsimple Prepaid Mastercard1×1¢$50base 1× − 0% FX
155MyVanilla Prepaid Mastercard1×1¢$50base 1× − 0% FX
156TD Low Rate Visa Card1×1¢$50base 1× − 0% FX
157Cathay World Elite Mastercard1×1¢$50base 1× − 0% FX
158National Bank ECHO Cashback Mastercard1×1¢$50base 1× − 0% FX
159Capital One Guaranteed Secured Mastercard1×1¢$50base 1× − 0% FX
160Capital One Guaranteed Mastercard1×1¢$50base 1× − 0% FX
161Meridian Visa Infinite Cash Back Card1×1¢$50base 1× − 0% FX
162Alterna Centra Visa Gold1×1¢$50base 1× − 0% FX
163Alterna Visa Infinite1×1¢$50base 1× − 0% FX
164Alterna Visa Classic1×1¢$50base 1× − 0% FX
165ATB Load & Go Mastercard1×1¢$50base 1× − 0% FX
166Loop Card1×1¢$50base 1× − 0% FX
167Servus Business No Fee Mastercard1×1¢$50base 1× − 0% FX
168Servus Business Rewards Mastercard1×1¢$50base 1× − 0% FX
169SCU World Mastercard1×1¢$50base 1× − 0% FX
170SCU Classic Mastercard1×1¢$50base 1× − 0% FX
171SCU Centra Visa Gold Card1×1¢$50base 1× − 0% FX
172SCU Cash Back World Elite Mastercard1×1¢$50base 1× − 0% FX
173Servus Low Rate Mastercard1×1¢$50base 1× − 0% FX
174Servus Gold Mastercard1×1¢$50base 1× − 0% FX
175Servus Business Low Rate Mastercard1×1¢$50base 1× − 0% FX
176Laurentian Bank Visa Cashback1×1¢$50base 1× − 0% FX
177Laurentian Bank Visa Infinite1×1¢$50base 1× − 0% FX
178Laurentian Bank Visa Reduced Rate1×1¢$50base 1× − 0% FX
179UnitedMileagePlus Neo World Elite Mastercard0.75×1¢$38base 0.75× − 0% FX
180UnitedMileagePlus Secured Neo World Elite Mastercard0.75×1¢$38base 0.75× − 0% FX
181Venn Corporate Card1×1¢$38base 1× − 0.25% FX
182BMO CashBack Business Mastercard0.75×1¢$38base 0.75× − 0% FX
183TD Platinum Travel Visa Card1.5×0.5¢$38base 1.5× − 0% FX
184National Bank Platinum Mastercard0.67×1¢$34base 0.67× − 0% FX
185BMO eclipse Visa Infinite Card1×0.67¢$34base 1× − 0% FX
186BMO eclipse Visa Infinite Privilege Card1×0.67¢$34base 1× − 0% FX
187Desjardins Visa Odyssey Gold0.65×1¢$33base 0.65× − 0% FX
188BMO Blue Rewards Mastercard0.5×1¢$25base 0.5× − 0% FX
189BMO CashBack Mastercard0.5×1¢$25base 0.5× − 0% FX
190TD Business Cash Back Visa Card0.5×1¢$25base 0.5× − 0% FX
191National Bank mycredit Mastercard0.5×1¢$25base 0.5× − 0% FX
192Simplii Financial Cash Back Visa Card0.5×1¢$25base 0.5× − 0% FX
193MBNA Smart Cash Platinum Plus Mastercard (QC)0.5×1¢$25base 0.5× − 0% FX
1941st Choice Savings No Fee Cash Back Visa Business Card0.5×1¢$25base 0.5× − 0% FX
195Neo World Mastercard - Shop & Dine0.5×1¢$25base 0.5× − 0% FX
196BMO CashBackMastercard for students0.5×1¢$25base 0.5× − 0% FX
197CIBC Aventura Visa Card0.5×1¢$25base 0.5× − 0% FX
198CIBC Dividend Visa Card0.5×1¢$25base 0.5× − 0% FX
199Desjardins Cash Back Mastercard0.5×1¢$25base 0.5× − 0% FX
200KOHO Everything Mastercard0.5×1¢$25base 0.5× − 0% FX
201EQ Bank Card0.5×1¢$25base 0.5× − 0% FX
202Desjardins Bonus Visa0.5×1¢$25base 0.5× − 0% FX
203CIBC Aventura Visa Card for Students0.5×1¢$25base 0.5× − 0% FX
204Desjardins Cash Back Visa0.5×1¢$25base 0.5× − 0% FX
205CIBC U.S. Dollar Aventura Gold Visa Card0.5×1¢$25base 0.5× − 0% FX
2061st Choice Savings Cash Back Mastercard0.5×1¢$25base 0.5× − 0% FX
207CIBC DividendVisa Card for Students0.5×1¢$25base 0.5× − 0% FX
208MBNA Smart Cash Platinum Plus Mastercard0.5×1¢$25base 0.5× − 0% FX
209National Bank Allure Mastercard0.5×1¢$25base 0.5× − 0% FX
210Neo Secured World Mastercard0.5×1¢$25base 0.5× − 0% FX
211BMO VIPorter Mastercard0.5×1¢$25base 0.5× − 0% FX
212Neo World Mastercard - Gas & Grocery0.5×1¢$25base 0.5× − 0% FX
213Zolve Classic Credit Card0.5×1¢$25base 0.5× − 0% FX
2141st Choice Savings US Dollar Mastercard0.5×1¢$25base 0.5× − 0% FX
215Scotia Momentum No-Fee Visa Card0.5×1¢$25base 0.5× − 0% FX
216Tangerine Money-Back Credit Card0.5×1¢$25base 0.5× − 0% FX
217Vancity enviro Visa Classic card Low interest rate + Vancity Rewards0.5×1¢$25base 0.5× − 0% FX
218TD Cash Back Visa Card0.5×1¢$25base 0.5× − 0% FX
219TD Rewards Visa Card1×0.5¢$25base 1× − 0% FX
220Scotiabank Momentum Mastercard Credit Card0.5×1¢$25base 0.5× − 0% FX
221Tangerine Money-Back World Mastercard0.5×1¢$25base 0.5× − 0% FX
222ManulifeMONEY+ Visa Platinum0.5×1¢$25base 0.5× − 0% FX
223Vancity enviro Visa Classic card with Vancity Rewards0.5×1¢$25base 0.5× − 0% FX
224Alterna Cash Back Visa0.5×1¢$25base 0.5× − 0% FX
225Meridian Visa Cash Back Card0.5×1¢$25base 0.5× − 0% FX
226Alterna U.S. Dollar Visa0.5×1¢$25base 0.5× − 0% FX
227Servus No Fee Mastercard0.5×1¢$25base 0.5× − 0% FX
228SCU US Dollar Mastercard0.5×1¢$25base 0.5× − 0% FX
229SCU Cash Back Mastercard0.5×1¢$25base 0.5× − 0% FX
230Laurentian Bank Visa Reward Me0.5×1¢$25base 0.5× − 0% FX
231Affinity Mastercard0.45×1¢$23base 0.45× − 0% FX
232BMO eclipse rise Visa Card0.5×0.67¢$17base 0.5× − 0% FX
233KOHO Extra Mastercard0.25×1¢$13base 0.25× − 0% FX
234Affinity World Mastercard0.1×1¢$5base 0.1× − 0% FX
235PC Insiders World Elite Mastercard0.1×1¢$5base 0.1× − 0% FX
236Neo Chequing Account0.05×1¢$3base 0.05× − 0% FX
237Triangle World Elite Mastercard0.01×1¢$1base 0.01× − 0% FX
238Triangle Mastercard0.005×1¢$0base 0.005× − 0% FX
239TD Aeroplan VIP1.25×1.8¢-$13base 1.25× − 2.5% FX
240Brim World Elite Mastercard1×1¢-$25base 1× − 1.5% FX
241Amex Platinum1×1.5¢-$50base 1× − 2.5% FX
242Brim Mastercard0.5×1¢-$50base 0.5× − 1.5% FX
243KOHO Essential Mastercard0.5×1¢-$50base 0.5× − 1.5% FX
244Home Trust Secured Visa (Low Rate)1×1¢-$50base 1× − 2% FX
245Home Trust Secured Visa Card1×1¢-$50base 1× − 2% FX
246TD First Class2×0.5¢-$75base 2× − 2.5% FX
247Meridian Visa US Dollar Card1×1¢-$75base 1× − 2.5% FX
248Neo Secured Mastercard1×1¢-$75base 1× − 2.5% FX
249TD U.S. Dollar Visa Card1×1¢-$75base 1× − 2.5% FX
250Scotiabank Passport Visa Infinite+ Card1×1¢-$75base 1× − 2.5% FX
251Amazon.ca Rewards Mastercard1×1¢-$75base 1× − 2.5% FX
252BMO U.S. Dollar Mastercard1×1¢-$75base 1× − 2.5% FX
253ATB US Dollar Mastercard1×1¢-$75base 1× − 2.5% FX
254BMO Ascend1×0.67¢-$92base 1× − 2.5% FX
255BMO Eclipse1×0.67¢-$92base 1× − 2.5% FX
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