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Best for foreign

TD Aeroplan VIP

Earns -$13 on $5,000 of foreign spend.

K1

Full ranking

Foreign earnings, all 5 cards

#CardRate¢/ptEarnedNotes
01TD Aeroplan VIP1.25×1.8¢-$13base 1.25× − 2.5% FX
02Amex Platinum1×1.5¢-$50base 1× − 2.5% FX
03TD First Class2×0.5¢-$75base 2× − 2.5% FX
04BMO Ascend1×0.67¢-$92base 1× − 2.5% FX
05BMO Eclipse1×0.67¢-$92base 1× − 2.5% FX